Is Foundation Repair Covered By Insurance In Texas? Find Out Here
Is Foundation Repair Covered By Insurance In Texas? Find Out Here
Introduction
Foundation repair is an important aspect of maintaining the structural integrity of your home, especially in areas with varying weather conditions like Texas. If you're faced with foundation problems, the last thing you want to worry about is whether or not the repair will be covered by your insurance policy. In this blog, we aim to provide you with a clear understanding of the insurance coverage for foundation repair in Texas. Read on to find out whether your insurance policy covers the cost of foundation repair and what you can do to ensure that you're fully protected.
What is Foundation Repair?
Foundation repair is a service that involves repairing a home's foundation to make it more stable and secure. This can include replacing bad concrete, grading the soil around the foundation, or installing additional reinforcements to help bolster the foundation. Foundation repair is a complex and expensive process that requires special equipment, knowledge, and experience to do correctly.
What Causes Foundation Damage?
Foundation damage can be caused by several different things. Most commonly, foundation problems arise when the soil below the foundation is not properly graded or is contaminated with water. Additionally, foundation damage can be caused by soil erosion, tree roots, or improper construction techniques. Finally, extreme weather conditions, such as flooding, torrential rain, or heavy winds, can cause foundation problems.
Is Foundation Repair Covered by Insurance In Texas?
Unfortunately, foundation repair is not typically covered by homeowners insurance in Texas. This is because the vast majority of foundation problems are caused by an issue with the soil or the construction of the home, and these types of issues typically aren’t covered under insurance policies. However, if your foundation damage is the result of a covered event, such as a hurricane, tornado, or hailstorm, then your insurance may pay for some or all of the repairs. Additionally, if your foundation damage is the result of a defect in the construction of your home, your builder’s warranty may cover the cost of repairs.
How Can You Prevent Foundation Damage?
Preventing foundation damage can be challenging, but there are some steps you can take to help protect your home. The most important thing is to make sure that the soil around your home is properly graded and free of contaminants. Additionally, be sure to inspect your foundation a few times a year to identify any potential problems. Finally, invest in a good-quality insurance policy that will give you the coverage you need in case of an unforeseen event or defect.
Stonehouse Professional Services- Experts in Foundation Repair
Foundation repair is not typically covered by homeowners insurance in Texas. However, there are a few exceptions. If your foundation damage is the result of a covered event or a defect in the construction of your home, you may be able to get some of the costs covered by your insurance or builder’s warranty. To prevent foundation damage, be sure to inspect your foundation regularly and have the soil around your home properly graded and free of contaminants. By taking these steps, you can help protect your home from costly foundation repairs in the future.
Stonehouse Professional Services is a foundation repair company in San Antonio, TX that can help you with all of your foundation repair needs. We are a family-owned and operated company that has been in business for quite a while now. We are licensed and insured and our crews are experienced and qualified to do the job right. We want to be your go-to foundation repair company in San Antonio. We offer free estimates, so if you’re in need of foundation repair please contact us today to schedule an appointment.
Do not hesitate to give us a call at 210-879-8521 if you have any questions, or book a free inspection online HERE.
8719 Business Circle Building #1, Converse, TX 78109
